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Student Consumer Information: Birmingham

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Brown Mackie College - Birmingham gives you the opportunity to pursue an education in a city with a lot to offer. Located in central Alabama, Birmingham, provides an ideal backdrop for a career-focused college. Nestled in the rolling foothills of the Appalachian Mountains, Birmingham offers nationally recognized dining, shopping, and world-class attractions.

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Student Consumer Information

Here you'll find the information you need to become an informed consumer of a Brown Mackie College education. From financial aid facts and forms, to information from our Student Services and Career Services departments, to academic information including course information, textbooks, and catalogs are all available here.

Brown Mackie College will also provide any specific consumer information documents or reports upon request in writing. To receive a copy, please send a written request to the Financial Aid Office directly and allow the staff twenty four hours to process your request and to send your requested information to you.

Explore our student consumer information pages, and if you are thinking about attending Brown Mackie College — Birmingham, go to our school site where you can learn even more about our school.

If you are a current student, you can log onto your student portal.

Financial Aid Facts - A Guide to Important Financial Aid Information »

At Brown Mackie College — Birmingham financial aid is available to those who qualify. We’re here to help you understand what you need to know to fund your education. If you want to speak with someone in person, please contact a Student Financial Services advisor at 205.909.1500.

The following links will help you find the information you need to finance your education.

Financial Aid Changes
Every year, many of the federal aid policies, practices, and awards are up for review and approval by the federal government. The government also maintains the right to modify all federal aid policies at any time during the year should there be budgetary or regulation issues that need to be addressed immediately. Starting with the new financial aid award year for 2013-2014 that begins officially on July 1st, 2013, the attached document highlights the pending changes in financial aid awarding and policy. The Financial Aid Office will be able to answer any specific questions regarding how these changes might or might not affect you and your financial aid award for the coming school year. Please refer to the 2012-2013 Guide to Federal Student Aid for additional information.

Types of Financial Aid
Financial aid information is published online and in printed materials. Visit our financial aid pages or download a PDF of our Financial Aid Brochure to learn more about financial aid opportunities at Brown Mackie College — Birmingham.

Notice of Federal Student Financial Aid Penalties for Drug Law Violations
For information about eligibility requirements for federal student aid programs, please click here for school specific information. This document will provide further helpful information from the Department of Education.

Private Education Loans and Disclosures Overview
Private alternative education loans are offered by private lending institutions and are not subsidized by a government agency. Alternative education loans are not to be used as a substitution for federal Direct loans. They are intended to provide additional funding for your education after all federal loans are sought. Find out more about these loans here.

Application for all alternative loan programs can be done on-line directly with the lender of your choice.  Should you choose a paper Self Certification Form to begin your application, please click here. The Financial Aid Office can help with any questions you might have, including information on the Cost of Attendance and what loan amount you might need when filling this form out.

Private Lender Lists
A list of private lenders for our location can be found here.

Student Lending Code of Conduct for Education Loans
To download a PDF of our student lending code of conduct for education loans, please click here.

Financial Literacy
We are proud to present our new Financial Literacy resource, iGrad! We strongly encourage our students to utilize iGrad's full library of resources including their updated short video presentations, relevant current articles on a wide array of financial topics, calculators, games, a job search function, and the ability to create a customized profile of personally relevant information to best suit their personal needs. All of these resources will provide valuable tips and lessons for understanding financial aid and for managing all of their finances wisely. Some of the topics covered include financial aid processes and awards, paying for college; time management; credit management; preparing for life after college; and personal finance tips for undergraduate, graduate and professional students. These resources can be referenced at any time and will be updated as new information and resources become available.

Loan Payment Calculator
Please visit the Federal Student Aid website here, for access to valuable loan calculators to get an idea of what your monthly loan payment might look like, depending on the repayment plan you choose. When it comes time to repay your loans, we suggest a plan that allows you to pay off your loans the fastest. Remember, the longer you take to pay off your loans, the smaller your monthly payment, but the more you will pay back in total dollars. Not all loans are eligible for all repayment plans. Private loan repayment plans are at the discretion of the lender. Please contact your Student Finance Counselor if you have any questions.

Federal Direct Loan Repayment Plans
Depending on your overall federal loan amount that you need to repay along with your current financial situation, there may be different repayment options available to you. This federal resource will provide all of the information you need to be better informed of your repayment options for your federal loans. Options may include, Standard, Extended, Income Contingent and Income Based repayment plans, depending on your situation. Not all plans are available to all students. While we typically suggest choosing a plan that repays your loan the fastest, generally the Standard plan, the Income Based and Income Contingent plans might be best for you right now. If you have further questions, please contact a Student Finance Counselor at the school for assistance. Please know that the federal government has the right to change the terms of each plan at any time, including eliminating and adding plans. Students also have the right to change plans, per federal regulations, as needed.

Entrance (Initial) Counseling for Student Loan Borrowers
Before receiving a student loan, first time borrowers must complete an entrance counseling session. This quick and easy interactive counseling session provides useful tips and tools to help you develop a budget for managing your educational expenses and helps you to understand your loan responsibilities. This entrance counseling session can be found on the Federal Student Aid website.

Exit Counseling for Student Loan Borrowers
Direct loan exit counseling will explain your rights and responsibilities as a direct loan borrower.

Exit counseling information is also located on the Federal Student Aid website. You will need to have your Social Security number and your PIN number ready in order to log into this portion of the site.

Financial Aid Cost of Attendance
The financial aid office uses an estimate of direct and indirect costs to determine how much financial aid a student may be eligible for. Direct costs include tuition, fees, some books and supplies and institutional housing. Indirect costs include estimates of other living expenses, transportation and personal expenses. Examples of the cost of attendance estimates used can be found by clicking here.

National Student Loan Data System (NSLDS)
When a borrower receives a Federal loan or a Pell grant, the information must be submitted to the National Student Loan Data System (NSLDS). Information in NSLDS is accessible to schools, lenders, and guarantors that are authorized users of the data system. Students are also able to log in and access all of their federal loan and Pell grant information. Students will need to have their federal PIN number in order to access their information.

State Grant Assistance
Students attending this school are not eligible for state education grants at this time.

Student Loan Information Published by Department of Education
Additional information about financial aid, including your specific loan information, can be found by visiting the Department of Education Financial Awareness Counseling along with the Federal Student Aid page.

U.S. Military Education Benefits
We are committed to helping you—our military service members, veterans and your families—understand the financial investment you are making by pursuing a postsecondary education, along with helping you to understand and uncover the financial aid options for which you may be eligible. Our Military Brochure provides a summary of the most common military education benefits, including links to the federal sites for more detailed information.

In addition, the brochure describes the Financial Aid Shopping Sheet (Shopping Sheet) that will be provided to you to assist you as you make the important decision to continue your education. A personalized Shopping Sheet will be created for you in accordance with the Principles of Excellence as outlined in Executive Order 13607. For illustrative purposes, please review the Shopping Sheet template prescribed by the Department of Education to participating schools; your Shopping Sheet will follow this format.

Brown Mackie College offers qualifying military students numerous military education benefits that can help you acquire the knowledge and skills you need to put your passion to work in business, legal, health sciences, information technology and creative fields The Military Student Loan Benefits document provides you with an overview of the special benefits and repayment options for your student loans available from the U.S. Department of Education and the U.S. Department of Defense. For additional information about military education and housing benefits, explore our Education and Housing Benefits Guidelines.

If you served on Active Duty, you might be eligible for education benefits offered by the Department of Veterans Affairs. For example, the Post-9/11 GI Bill provides financial support for educational and housing expenses to individuals with at least 90 days of aggregate service after September 10, 2001, or individuals discharged with a service-connected disability after 30 days. You must have received an honorable discharge to be eligible for the Post-9/11 GI Bill.

If you are currently serving in the military, you may be eligible for funding offered through the Department of Defense Tuition Assistance program. Check your eligibility status and the amount for which you qualify with your Service prior to enrolling.

If you are the spouse or child of a service member who is serving on active duty Title 10 orders in the pay grades of E1-E5, O1-O2, or W1-W2, you may be eligible for financial assistance from the Department of Defense for education, training, and/or the occupational license and credentials necessary for a portable career.

If you are the spouse or child of a service member, you may be eligible for transfer of the service member's Post-9/11 GI Bill benefits to you. For more information on these benefits, visit www.gibill.va.gov.

To learn more about educational benefits for military personnel and veterans, please begin with our military pages www.brownmackie.edu/microsite/military.

Resolving Disputes
If you have tried to resolve a dispute you have about your Federal Student Aid and you have not been able to do so, you may need to contact the Federal Student Aid Ombudsman Group of the U. S. Department of Education.

By Phone: 877-557-2575

By FAX: 202-275-0549

By U.S. Postal Mail: U. S. Department of Education FSA Ombudsman Group 830 First Street, N. E. Fourth Floor Washington, D.C. 20202-5144

Online: http://studentaid.gov/repay-loans/disputes/prepare

Net Price Calculator (NPC)
Please visit our Net Price Calculator to get an early approximation of your potential costs to attend Brown Mackie College. All financial results are only an approximation based on the information you will supply and cannot be considered an actual award. To be considered for federal or state (if applicable) financial aid, you must complete the Free Application for Federal Student Aid (FAFSA). The calculator is not intended for transfer, readmitted, international, graduate or continuing students.

Academics - Our Programs Are Your Guide to Pursuing a Career »

At Brown Mackie College — Birmingham our career-oriented education programs are designed to help you develop the skills, knowledge, and professionalism to launch a new career.

The following links provide you with the information you need to understand what we offer, how our schools are accredited, and how much it will cost to attend our school so you can make the right decision about your education.

Refund Policy, Requirements for Withdrawal, and Return of Title IV (Federal) Financial Aid
To find more information regarding our refund policies, click here.

Cost of Attendance/Enrollment Agreements
Information for the Cost of Attendance can be found in our Enrollment Agreements, or you can find full program information and costs by visiting our Gainful Employment page.

Academic Programs/Educational Programs
Review the courses we offer by checking out our Catalog and College Bulletin.

Facilities
To find out more about our labs and classrooms, explore our Catalog and College Bulletin.

Faculty
Our diverse faculty comes to us from a variety of settings and backgrounds. Find out more in our faculty listing.

Credit
Transfer of Credit Policies can be found by clicking here

Accreditation and Licensing
Information regarding accreditation and licensing, including education program accreditation, can be found here. This information can also be found in our catalog and ,College Bulletin. If you would like to review the official accreditation and licensing documentation, they can be found in the President’s office.

Privacy of Student Records – Family Educational Rights and Privacy Act (FERPA)
To find out more about your rights as a student, including the rights and procedures relating to your right to view your education records, click here.

Student Diversity
Information regarding student diversity can be found in our Student Diversity document.

Satisfactory Academic Progress (SAP)
With specific guidance from our accrediting bodies and the federal government, the school has established a mandatory Satisfactory Academic Progress (SAP) policy in order to help provide guidelines for students in maintaining their academic progress towards completion of a degree. Failure to comply with the established SAP policy could result in a loss of financial aid eligibility along with eventual academic probation and dismissal. Please be aware that dropping courses, reducing course load and failing courses will negatively affect your academic progress. The school has established periodic checkpoints to monitor student progress and to provide early intervention and corrective measures when appropriate. It is the student's responsibility to be aware of and understand the current SAP policy, which can be found here, along with being available in the school catalog. Please contact your student academic advisor with any questions regarding the policy or to review your current academic standing.

Program Improvements
From time to time, it is important for academic programs to make improvements to their curriculum or teaching style to stay in line with industry standards and changes. For information on all program changes and plans for improvement, please visit this link to see what the current plans might be to improve any academic program at this location.

Articulation Agreements
Policies Relating To Articulation agreements.

Textbook Lists - A Guide to Recommended Textbooks for Each Course »

A list of textbooks for our courses can be found by logging into your student portal.

Important Book Information
We provide ease and convenience in accessing all of your textbook needs.

Student Services - Our Students Are Our Primary Concern »

Health and Safety
At Brown Mackie College — Birmingham, we take issues surrounding your health and safety very seriously. Information about our school security policies, crime statistics, crime logs, fire safety policies, fire statistics, and our fire log can be found in our crime report.

Disability Services
Information regarding our disability services can be found by clicking here.

Security Alerts
In the event of an emergency, our alert system will be enabled on our home page where timely information and instruction regarding the status of the emergency will be posted. This information only appears on our homepage for the duration of the event. Students now can also receive emergency messages from email to voice mail, mobile to smartphone transmitted to the communication device of each recipient's choice. Students simply need to update their personal profile in their Student Portal to begin receiving emergency messages.

Voter Registration for Students
United States citizens who are students of voting age can find voter information specific to their state of residence while attending school by clicking here.

Vaccination Policy
The state in which the institution is located currently does not require students to have any specific vaccination to attend the school.

Drug and Alcohol Policies
Policies regarding drug and alcohol use can be found by clicking here.

Copyright Infringement Policies and Sanctions
Policies regarding copyright infringement and sanctions regarding violation of those policies can be found by clicking here.

Graduate Employment Statistics »

Graduate Employment Statistics
The Career Services Department partners with students and graduates to seek appropriate employment during all stages of your education. To find out more about our employment statistics, including placement rates and average salaries, download our graduate employment statistics brochure. Placement Rate data can also be found by visiting our Gainful Employment pages. When there, please make sure to have the right campus location and to select your program of choice.

Outside Resources - Important External Links You Need to Know About »

The College Navigator Web Site
The U.S. Department of Education Institute of Education Sciences compiles an annual report containing institutional and state-level information. View our report by visiting the site and entering our school name.

Student Academic Success »

Graduation/Completion Rates
The Student Right to Know Act as regulated by the Department of Education requires the publishing of graduation/completion rates.

Transfer Out Rates
Information on transfer out rates can be found here.

Annual Retention Rates
For information on our annual retention rates, please click here.

Cohort Default Rates
For information on cohort default rates, please click here. Cohort default rates help to measure the percentage of students within a specific cohort who enter into repayment on federal student loans within a specific timeframe. The United States Government releases official data once per academic year, with the new rates scheduled to be released in September of this year. Please contact your Student Financial Services professional with questions regarding these rates.

The College Navigator Web Site
The U.S. Department of Education Institute of Education Sciences compiles an annual report containing institutional and state-level information. To learn the percentage of our students who borrow federal student loans, view our report by visiting the site, entering our school name and expanding the Financial Aid section.

Placement Rate
Placement Rate data can also be found by visiting our Gainful Employment pages. When there, please make sure to have the right campus location and to select your program of choice.

Gainful Employment Data »

For Gainful Employment Data, please click here.

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Important Information

Since Brown Mackie College is comprised of several institutions, see BMCPrograms.info for program duration, tuition, fees, other costs, median debt, federal salary data, alumni success, and other important info.

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